foobar2001
01-03 12:38 AM
hi,
my parents will be travelling to the US in a couple of months, and I was looking for health insurance for them. Based on various forums, looks like US companies are preferable to insurance bought from india (and as per forums, ICICI lombard seems to have the most negative reviews among the indian firms).
Anyways - has anyone used insu buy .com to buy medical insurance for their parents, and had to make a claim? They seem to be an insurance broker -- so the insurance company will be a third party, but they (insu_buy) seems to claim that they will also help out with claims in case of any issues.
Anyone have any experience buying + claiming insurance via ? (and if so, what was the insurance company that sold the claim via ?)
I searched immigration voice forums for "insu buy" but though there are many threads about medical insurance for parents, there doesnt seem to be any mention of -- so any experiences shared will be helpful.
Thanks in advance!
PS: Looks like the IV forum is automatically filtering out [insu buy] and [buy american insurance] if i remove spaces from the words -- probably an anti spam measure. Hence i've put spaces between the "insu" and "buy" & between "buy" and "american insurance" -- without it, when i preview my message before posting, the words seem to get auto filtered out of the message!! (anyone seen anything like this before?!!)
my parents will be travelling to the US in a couple of months, and I was looking for health insurance for them. Based on various forums, looks like US companies are preferable to insurance bought from india (and as per forums, ICICI lombard seems to have the most negative reviews among the indian firms).
Anyways - has anyone used insu buy .com to buy medical insurance for their parents, and had to make a claim? They seem to be an insurance broker -- so the insurance company will be a third party, but they (insu_buy) seems to claim that they will also help out with claims in case of any issues.
Anyone have any experience buying + claiming insurance via ? (and if so, what was the insurance company that sold the claim via ?)
I searched immigration voice forums for "insu buy" but though there are many threads about medical insurance for parents, there doesnt seem to be any mention of -- so any experiences shared will be helpful.
Thanks in advance!
PS: Looks like the IV forum is automatically filtering out [insu buy] and [buy american insurance] if i remove spaces from the words -- probably an anti spam measure. Hence i've put spaces between the "insu" and "buy" & between "buy" and "american insurance" -- without it, when i preview my message before posting, the words seem to get auto filtered out of the message!! (anyone seen anything like this before?!!)
wallpaper 2009 Audi A4 Avant.
sgomathi
07-18 01:26 PM
My lawyer says mine was received on july 1st. I am yet to receive a reply from my lawyer. What will happen to the applications received by USCIS on sunday?
prioritydate
08-13 06:24 PM
Boy! you thinking every EB2 is masters and every EB3 is bachelors?
Never visited IV? Thank you
First and last post in IV? Once again, thank you
Never contributed or will not contribute? We are not begging you to contribute. So chill Doc.
Next time you decide to tickle your tonsils with your toe-nail make sure you have your facts right.
Let us start a fund for this guy's ticket back-home.
This is funny. You made me laugh
<Next time you decide to tickle your tonsils with your toe-nail make sure you have your facts right.>
Never visited IV? Thank you
First and last post in IV? Once again, thank you
Never contributed or will not contribute? We are not begging you to contribute. So chill Doc.
Next time you decide to tickle your tonsils with your toe-nail make sure you have your facts right.
Let us start a fund for this guy's ticket back-home.
This is funny. You made me laugh
<Next time you decide to tickle your tonsils with your toe-nail make sure you have your facts right.>
2011 wallpaper Minichamps Audi A4
srkamath
07-17 11:24 PM
He is undoubtedly a populist (he used to be a sycophant earlier ... remember the earlier days on CNN ?), the man is cheap no doubt. He is a nativist, who claims immunity to such charges laid upon him. He never mentions that he is married to a hispanic american lady - well that is a deliberate attempt at cover.
Guess what the " hard core republican ", corporate CEO loving, capitalist champion is now the warrior for the middle class and a critic of the current administration.
Can you actually believe this guy?
I dislike his show, i do not rescept his perspective (because it is mostly based on incorrect or false information) and i sincerely believe that he is a worthless parrot.
Time to act - we must begin countering him.
Guess what the " hard core republican ", corporate CEO loving, capitalist champion is now the warrior for the middle class and a critic of the current administration.
Can you actually believe this guy?
I dislike his show, i do not rescept his perspective (because it is mostly based on incorrect or false information) and i sincerely believe that he is a worthless parrot.
Time to act - we must begin countering him.
more...
vinayak2008
12-22 10:47 AM
Did you get back your passport? if yes.how many days it took and what is the procedure?
I have similar situation.Now it is almost a week that VFS has not received my passport from chennai consulate.
I have similar situation.Now it is almost a week that VFS has not received my passport from chennai consulate.
vactorboy29
07-30 04:35 PM
I trade UYM and SMN for materials.Dont hold these ETF for long .But if you know what is happenning arround then you can make decent money in sort time.Caution these are 2 x leverage ProShare ETF needs close reading of index.
more...
black_logs
04-18 07:48 AM
We are languishing close to 85K. It is very important that we reach 150K very soon. There are some big decisions pending because of that.
Does anyone know how close are we in achieving this target, did we atleast cross 100k?
Does anyone know how close are we in achieving this target, did we atleast cross 100k?
2010 2009 Audi A4 Avant - Car
nixstor
07-28 11:44 AM
PMP is a good idea. But is that what you exactly want to do? Figure out. I work with PM's every day and in my company it is a pre requisite for every PM to have PMP on Resume before the Hiring Managers look at their Resumes. How ever, I personally feel that the project manager's job is mundane. Some times I even wonder whether these guys know any thing other than putting some M$ docs and ppt shyt together (doesnt hold good for all PM's) with all the info they gleaned from their managers and others in project. Is it that difficult? May be, this is happening in my company only or I am being blind because they do get paid in 6 digits. But it will definitely help you grow in an organization esp in the managerial ladder. You gotta lose something to get something. I am seriously considering taking up GMAT prep but my situation holds me back as my wife cant work.. blah blah.. What ever.
more...
canleo98
03-16 02:41 PM
I am also in same situation and looking for some help....
Hi all,
I got a RFE for Ability to pay for My I140(EB-3, PD-Ap2003) from USCIS. After consultation I was suggested that I needed an expert opinion letter from an Independent CPA telling that company can pay me the salary stated in the ALC. Now I need a CPA who can analyze the financials of the company and a lawyer who can write the letter to defend this case. I was wondering if anyone here can provide the service for CPA analyzation or sample letter on how to address this issue.
Thanks
sts_seeker
Hi all,
I got a RFE for Ability to pay for My I140(EB-3, PD-Ap2003) from USCIS. After consultation I was suggested that I needed an expert opinion letter from an Independent CPA telling that company can pay me the salary stated in the ALC. Now I need a CPA who can analyze the financials of the company and a lawyer who can write the letter to defend this case. I was wondering if anyone here can provide the service for CPA analyzation or sample letter on how to address this issue.
Thanks
sts_seeker
hair 2009 Audi A4 Avant - Car
Juan28210
04-19 02:56 PM
Thanks for your responses!
This link got very good discussions on ability to pay. May take me a couple of days to read all of them though... - http://tinyurl.com/2dego7
This link got very good discussions on ability to pay. May take me a couple of days to read all of them though... - http://tinyurl.com/2dego7
more...
GCVictim
05-07 12:08 PM
Me and My wife got soft LUD on 03/19/09.
hot 2006 Audi A4 RS4 Avant pics
sam_hoosier
03-08 05:16 PM
desis will never change
The non-paying members comprise of desis as well as non-desis :) Lets not point fingers at anyone group.
The non-paying members comprise of desis as well as non-desis :) Lets not point fingers at anyone group.
more...
house 2008 Audi RS6 Avant
desi3933
05-07 05:49 PM
....
I am sure he had to struggle to get his GC first as we all did and then wait to become a US citizen.
.....
Looking at the wait times for current applicants, my wait time was nothing.
I hope things improve for better. There is no reason why one has wait for 5+ years to become permanent resident.
.
I am sure he had to struggle to get his GC first as we all did and then wait to become a US citizen.
.....
Looking at the wait times for current applicants, my wait time was nothing.
I hope things improve for better. There is no reason why one has wait for 5+ years to become permanent resident.
.
tattoo Audi A4 1.8 TFSI S Line Avant
Maverick1
11-09 03:54 PM
I know it has been discussed a couple of times but more I read about the keeping H1 status/Using EAD &AP the more confused I get. The problem stems from the fact that we want to use the goodies offered by AOS (EAD and AP) but concerned what happens to H1 status. Don't want to get H1 stamping but want to use H1 status.
I talked to my lawyer and she prefers that I get H1 stamping when I go abroad and keep H1 as long as possible.
We have been longing for a while to apply for AOS so that it frees us from H1B shackles and gives us freedom to work. But now that most of us got the EAD, most people don't want to use it (except perhaps the dependents who can now work)
I want to play the devil's advocate for a min and say why not dump H1 and go with EAD/AP route.
One of the advantages people cite with maintaining H1 status is that if some thing goes wrong with I485 , you can still stay here as long as H1 is valid. Another advantage is you don't need to renew EAD/AP every year (Cost) because H1 is given for 3 years (If retrogressed or have H1 time left).
1) But if my I140 is approved and I am working with a good company and the GC is applied in good faith and have good lawyers working on it, what are the chances of rejection ?
2) What is the appetite to start the GC all over by staying on H1 in case this GC is denied after 4-5 years(Likely for most). Ability to challenge the denial of course is different story.
3) I believe most people who got EAD/AP now will continue to extend them just in case (to be safe). So the cost benefit is out of the window. And if the company pays for all the expenses for EAD/AP renewals should I care to keep the H1 status from the cost point of view.
4) If I am willing to use AC21 and change the employer, I believe using EAD gives me more bargaining power than using the H1 because there are more options (Some companied don't do H1) and there is less work for the company (No need to file for H1 transfer)
5) On other hand if I dump H1 status , I can work part time using EAD or start my own business etc.
I see that it is a unanimous opinion that keeping the H1 is a good idea (Including my lawyer suggestion).
I intention here is not to make a statement one way or the other. As I mentioned earlier, I wanted to play devils advocate and challenge some of the perceived benefits of keeping H1 and provoke some responses so that I know I am NOT missing the benefits of H1 that other people see.
Your 2 cents please !!!!
I talked to my lawyer and she prefers that I get H1 stamping when I go abroad and keep H1 as long as possible.
We have been longing for a while to apply for AOS so that it frees us from H1B shackles and gives us freedom to work. But now that most of us got the EAD, most people don't want to use it (except perhaps the dependents who can now work)
I want to play the devil's advocate for a min and say why not dump H1 and go with EAD/AP route.
One of the advantages people cite with maintaining H1 status is that if some thing goes wrong with I485 , you can still stay here as long as H1 is valid. Another advantage is you don't need to renew EAD/AP every year (Cost) because H1 is given for 3 years (If retrogressed or have H1 time left).
1) But if my I140 is approved and I am working with a good company and the GC is applied in good faith and have good lawyers working on it, what are the chances of rejection ?
2) What is the appetite to start the GC all over by staying on H1 in case this GC is denied after 4-5 years(Likely for most). Ability to challenge the denial of course is different story.
3) I believe most people who got EAD/AP now will continue to extend them just in case (to be safe). So the cost benefit is out of the window. And if the company pays for all the expenses for EAD/AP renewals should I care to keep the H1 status from the cost point of view.
4) If I am willing to use AC21 and change the employer, I believe using EAD gives me more bargaining power than using the H1 because there are more options (Some companied don't do H1) and there is less work for the company (No need to file for H1 transfer)
5) On other hand if I dump H1 status , I can work part time using EAD or start my own business etc.
I see that it is a unanimous opinion that keeping the H1 is a good idea (Including my lawyer suggestion).
I intention here is not to make a statement one way or the other. As I mentioned earlier, I wanted to play devils advocate and challenge some of the perceived benefits of keeping H1 and provoke some responses so that I know I am NOT missing the benefits of H1 that other people see.
Your 2 cents please !!!!
more...
pictures Audi A4 1.8 TFSI S Line Avant
vsrinir
09-17 01:14 PM
OUR BILL H.R.5882 HAS GOT TO BE APPROVED BY BOTH CONGRESS (HOUSE AND SENATE) BEFORE SEPTEMBER 26TH, 2008 ie., COMING FRIDAY.
THERE WILL BE NO CONGRESS AFTER SEPTEMBER 26TH.
THERE WILL BE NO CONGRESS AFTER SEPTEMBER 26TH.
dresses Audi A4 Modeling Cars
sri1309
12-17 08:24 AM
Folks - this campaign is endorsed by IV core. This is a very important campaign moving forward with the new president.
This thread always remains on top to get more visibility. Please send your stories and also urge everyone you know to send their stories
Chandu,
I am not sure if you are moderator, if so, we request you have it as an IV action item in home page. Having been with this excellant forum for more than a year now most of us DO know if IV core endorse it or not ..If you notice , you will see my last posts stil in the same page.. meaning reponse isnt that great. Please drive it more..
Thanks in advance..
This thread always remains on top to get more visibility. Please send your stories and also urge everyone you know to send their stories
Chandu,
I am not sure if you are moderator, if so, we request you have it as an IV action item in home page. Having been with this excellant forum for more than a year now most of us DO know if IV core endorse it or not ..If you notice , you will see my last posts stil in the same page.. meaning reponse isnt that great. Please drive it more..
Thanks in advance..
more...
makeup 2009 Audi A4 Avant Review
coopheal
04-21 02:06 PM
Sent another one and its about that Moron snathan
:p
You are being warned. mend your ways otherwise be prepared for ban.
:p
You are being warned. mend your ways otherwise be prepared for ban.
girlfriend moxonara: audi 1999 a4 Audi-a4
Bokke
06-22 03:44 PM
Agree to
a lot of them did go against Ben's rules, so I'm going to leave it to him and his discretion. I guess we will just have to wait.
think we should wait a little longer :snooze:
a lot of them did go against Ben's rules, so I'm going to leave it to him and his discretion. I guess we will just have to wait.
think we should wait a little longer :snooze:
hairstyles wallpaper Audi A4 Avant T
caliguy
09-18 01:35 PM
Thanks @ geesee.
I was transferred to a IO yesterday. She was rude, told me that I should not be calling since they responsed to the first SR that was opened by my attorney on 09/01.
Not sure if you read the other thread, but I have got 2 responses from USCIS so far - one for inquiry that was sent when I took the Infopass and the other one that was opened by my attorney.
Response that I got for inquiry from my Infopass was " Based on the additional documentation provided, your case qualifies for expedited processing. You should hear back from us in 60 days. If you do not hear back in 60 days, please call us back".
I havent provided any documentation to them in the last 2 years, after my FP was done in September 2007.
So when I talked to the IO, she read out that message to me and in a subtle way asked me "What part of that message do you not get"?? I was trying to explain the situation to her, and before I could finish - she said "Sir, I got to move on and take other calls, please dont call back before November 15th".
And then she said the part that chuckles me the most - Sir, is there anything else you would like to me repeat, or do you have any other questions.....??
Hell yeah, I only have one question - when will I get the magic email?? :o
I was transferred to a IO yesterday. She was rude, told me that I should not be calling since they responsed to the first SR that was opened by my attorney on 09/01.
Not sure if you read the other thread, but I have got 2 responses from USCIS so far - one for inquiry that was sent when I took the Infopass and the other one that was opened by my attorney.
Response that I got for inquiry from my Infopass was " Based on the additional documentation provided, your case qualifies for expedited processing. You should hear back from us in 60 days. If you do not hear back in 60 days, please call us back".
I havent provided any documentation to them in the last 2 years, after my FP was done in September 2007.
So when I talked to the IO, she read out that message to me and in a subtle way asked me "What part of that message do you not get"?? I was trying to explain the situation to her, and before I could finish - she said "Sir, I got to move on and take other calls, please dont call back before November 15th".
And then she said the part that chuckles me the most - Sir, is there anything else you would like to me repeat, or do you have any other questions.....??
Hell yeah, I only have one question - when will I get the magic email?? :o
unitednations
03-31 11:12 AM
Hello,
Here is my case trail
worked with employer A from June 2005 on h1b visa.
Employer A applied for GC under PERM EB2 with PD - March, 2nd 2006 - labor approved in a couple of weeks
Employer A applied for i 140 in June 2006 and got approved in July 2006
Filed for i 485 in July 2008 never received FP notices
Project got over in last week of February 2008 and unable to find new project.
I switched jobs in last week of April 2008 using EAD - using AC21
Sent AC21 letter to USCIS in July 2008 about job change.
Employer A requested 140 revoke in August 2008.
Spouse got FP notice in August 2008 whereas I (primary) got NOID asking for new employment details.
Responded to NOID in a timely manner and on August 25th, 2008 - my status changed to "Response received - case processing resumed"
In Jan 2009 I got my FP notice.
In Jan 2009 - I travelled using AP and got back fine.
In March 2009 - I got a denial notice saying "485 is denied because 140 was revoked on August 2008. No appeal only MTR" - thisletter comes from a different officer id than the one who sent the NOID.
My question to UN and other gurus. Does it have anything to do with a changed interpretation? My lawyer says "This is a training issue - the new officer did not know about AC21 and as soon as he/she saw 140 as revoked - just ignored your other details on the case and issued a denial notice. This is very common and can be resolved using MTR"
To me; it looks like it could be a shift in change of policy. In the denial notice; it is the same officer number who sent the notice of intent to deny. Therefore; it is not a training issue; looks like something else is happening.
training issue is when they send straght denial after 140 is revoked.
Here is my case trail
worked with employer A from June 2005 on h1b visa.
Employer A applied for GC under PERM EB2 with PD - March, 2nd 2006 - labor approved in a couple of weeks
Employer A applied for i 140 in June 2006 and got approved in July 2006
Filed for i 485 in July 2008 never received FP notices
Project got over in last week of February 2008 and unable to find new project.
I switched jobs in last week of April 2008 using EAD - using AC21
Sent AC21 letter to USCIS in July 2008 about job change.
Employer A requested 140 revoke in August 2008.
Spouse got FP notice in August 2008 whereas I (primary) got NOID asking for new employment details.
Responded to NOID in a timely manner and on August 25th, 2008 - my status changed to "Response received - case processing resumed"
In Jan 2009 I got my FP notice.
In Jan 2009 - I travelled using AP and got back fine.
In March 2009 - I got a denial notice saying "485 is denied because 140 was revoked on August 2008. No appeal only MTR" - thisletter comes from a different officer id than the one who sent the NOID.
My question to UN and other gurus. Does it have anything to do with a changed interpretation? My lawyer says "This is a training issue - the new officer did not know about AC21 and as soon as he/she saw 140 as revoked - just ignored your other details on the case and issued a denial notice. This is very common and can be resolved using MTR"
To me; it looks like it could be a shift in change of policy. In the denial notice; it is the same officer number who sent the notice of intent to deny. Therefore; it is not a training issue; looks like something else is happening.
training issue is when they send straght denial after 140 is revoked.
never_giveup
09-17 12:09 PM
If you have issues watching it, try the below
Tools > Preferences > Connection > Network Transports
Check Manually Configure connection settings
Click on RTSP Settings, uncheck everything except "Attempt to use HTTP"
Do the similar for PNA Settings.
Tools > Preferences > Connection > Network Transports
Check Manually Configure connection settings
Click on RTSP Settings, uncheck everything except "Attempt to use HTTP"
Do the similar for PNA Settings.